Find Budgeting Software @ Budget-Sheet.com Home Budget Sheet Budgeting Software Budgeting Articles Best Budgeting Software! We encourage you to visit the budgeting software sites below for more information or to find budgeting software information! It's really that simple! We Make It Easy For You To Find Budgeting Software And Budgeting Help! Budgeting Software, Budgeting Money Sample Budget - Sample Household Budget Sample Budget Jane Doe earns $10 an hour and works 40 hours a week. Her weekly income, after taxes, is approximately $287. Jane's goal is to save enough money to pay for a vacation at the end of the year and to still have some extra money left over in case of an emergency. Below is a sample of her monthly budget, which shows her income, her monthly expenses, and how much money she will be saving. Monthly Income After Taxes ($287/week x 4 weeks) $1,148 Monthly Expenses Rent - - - - - - - - - - - - - - - $350 Gas and Electric - - - - - - - - $50 Phone - - - - - - - - - - - - - - $40 Cable - - - - - - - - - - - - - - $30 Food - - - - - - - - - - - - - - - $100 Prescriptions/Medical - - - - - - $100 Car Insurance - - - - - - - - - - $35 Car Upkeep (gas, etc.) - - - - - $50 ------- Total Monthly Expenses - - - - $755 Money Available After Expenses $393 Entertainment Money Movies, eating out, etc. $160 Monthly Savings $233 Savings by the End of One Year $ 2,796 As you can see from the above, Jane first figured out how much she earned each month and how much she had to spend on necessities like rent, utilities, food and medicine. This left her with $393 to spare after necessities. Jane decided that she could spend up to $40 a week on entertainment (movies, books, eating out, etc.), which added up to $160 dollars a month, but still left Jane with savings of almost $250 dollars a month. Over the course of one year (12 months) these savings added up to almost $2,800 (even more, if Jane is putting her money in a savings account with interest), so now she can take a vacation for $800 and still have $2,000 for emergencies, big purchases, or to set aside for retirement. Not everyone will have as simple a budget as Jane's or be able to set aside as much money each year, but once you create a budget for yourself and become comfortable managing your money, you may be surprised at how much you can save. *(The budget categories listed here are to demonstrate a budgeting concept and are not meant to represent a complete list of budget categories for an actual budget. The list you use will be indicative of your unique expenses.) Budgeting Software, Budgeting Money Budget-Sheet.com Recommended Site Resources Credit Card Debt Consolidation - Free Debt Consolidation Quote Debt doesn't have to control your life. Click here to learn more. Debt Consolidation Home Loans, click here