Household Budget Percentage Breakdown
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Household Budget Percentage Breakdown

If your budget doesn't fit the typical American household budget, rejoice! The average American household budget is jacked up - we carry too much debt and we just don't save enough. We're so worried about our neighbor's new pool, our co-worker's new car and our friend's new designer shoes that we spend more than we earn to try and keep up.

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Household Budget Percentage Breakdown

Budget Percentage

Deciding how much money should be allocated to various categories in a family budget depends upon the particular family's income, lifestyle, and financial goals. The following ranges of percentages, however, can serve as guidelines:


Selected Budget Percentage Guidelines for Spending

 
     Housing  - - - - - - - - - - - - - - - 33-35%
     Food  - - - - - - - - - - - - - - - -  18-25%
     Transportation - - - - - - - - - - - - 7-9%
     Clothing  - - - - - - - - - - - - - -  6-12%
     Medical - - - - - - - - - - - - - - -  6-8% 
     Automobile Insurance  - - - - - - - -  2-3%
     Life Insurance  - - - - - - - - - - -  2-5%
     Credit Obligations  - - - - - - - - -  12-15%
     Savings - - - - - - - - - - - - - - -  2-10%
     Recreation/Entertainment  - - - - - -  2-6%
     

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